![]() Do not let the new name fool you: The unscrupulous history of Torchmark cannot simply be washed away. They were known to sell replacement policies with smaller payouts and narrower coverage, tell policyholders that their coverage would lapse at 65 when the coverage was actually guaranteed for life, and give different prices to applicants based on their race and other inappropriate characteristics. Torchmark Corporation, the predecessor to Globe Life, had a history of bad faith tactics. You should not be left with the burden of disproving their unreasonable view of the facts or the policy. They might throw out an entire policy because of an alleged misrepresentation on the application concerning health history that was entered years earlier, despite California law that sets a specific time period in which life insurance claims can be contested. They could claim exclusions for drug or alcohol usage, dangerous activities, suicide, self-inflicted injury, felony behavior, or any number of other reasons. Globe may claim exclusions about which you and the policyholder were unaware, or that are not borne out by the facts on the ground. Globe Life might deny your claim for as trivial a reason as a misspelled name, or getting one digit wrong on a social security number or address on the application. Claims that are triggered within two years of the policy are scrutinized especially heavily for any possibly nitpicky reason for denial. Globe Life and other life insurance providers regularly nitpick contracts and claim forms for any possible reason to deny a claim. Most people assume that life insurance payouts will be a simple process: When the policyholder passes, the insurance company will take note of the death and pay the agreed amount to the beneficiaries. Do Not Let Your Life Insurance Company Deny You Coverage for No Reason The passionate and dedicated California insurance claim denial lawyers at Gianelli & Morris are ready to help you get the benefits you are owed after the loss of a loved one. If you are the beneficiary of a Globe Life insurance policy and you have had your claims wrongfully rejected, or if you have been subjected to other bad faith insurance tactics, you do not have to face these problems alone. Many policy beneficiaries have either been wrongfully denied the payments that they are owed, or they have been forced to go through an overly burdensome claims investigation process and asked to prove things they are not obligated by contract or law to prove. Like many other insurance companies, Globe Life has demonstrated that their number one priority is their own bottom line. Globe Life and Accident Insurance Company is one of the largest providers of life insurance in the United States. ![]() Don't settle for this.Home > Practice Areas > Globe Life Insurance Claim Denial GLOBE LIFE INSURANCE CLAIM DENIALS CALIFORNIA INSURANCE LAW FIRM GIANELLI & MORRIS FIGHTS FOR YOUR RIGHT TO LIFE INSURANCE COVERAGE If you can do better than this job, please do. ![]() It's controlling and it's quite disgusting. If we call out, our PTO is automatically applied to the hours we miss. I would be super annoyed if I called in as a customer. We have to ask so many questions before even getting to the reason of the call. The nacha script is extremely long and unnecessary. The company has a lot of misleading policies and customers are left in the dark about important things. Team meetings are rare, which is weird for a company that expects so much for so little. We're expected to be robots for 8 hours a day and will be written up if we malfunction. We sit and take back to back calls for hours, yet only get half an hour to eat and clear our minds. The lunch breaks are 30 minutes, which shows a lack of appreciation for employees. This is the kind of job you work while looking for another one. ![]() ![]() Globe Life is only good if you're between jobs. ![]()
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